People are increasingly turning to AI assistance for simple tasks, e.g., arithmetic, spell-check, and answering simple questions. But does AI assistance actually save users time and effort? We investigate people's propensity to use AI for cognitively simple tasks and assess whether their reliance is well-calibrated. Across three pre-registered user studies (N = 2691), we find that people frequently choose to use AI even when doing so is inefficient (i.e. provides no meaningful time or effort savings). We identify systematic miscalibration at two levels: (1) a self-estimate miscalibration where people on average believe that they are using AI less than they actually are, and (2) efficiency-gain illusions where people overestimate how much time and effort savings AI use affords. We also identify a session-level carryover effect where a participant's prior AI use leads to further AI adoption and entrenches their miscalibration about time savings. Our results shed light on the mechanisms and biases underlying people's choice of whether to use AI as well as the risk of an overreliance feedback loop.
AI makes you smarter but none the wiser: The disconnect between performance and metacognition
Optimizing human–AI interaction requires users to reflect on their performance critically, yet little is known about generative AI systems’ effect on users’ metacognitive judgments. In two large-scale studies, we investigate how AI usage is associated with users’ metacognitive monitoring and performance in logical reasoning tasks. Specifically, our paper examines whether people using AI to complete tasks can accurately monitor how well they perform. In Study 1, participants (N = 246) used AI to solve 20 logical reasoning problems from the Law School Admission Test. While their task performance improved by three points compared to a norm population, participants overestimated their task performance by four points. Interestingly, higher AI literacy correlated with lower metacognitive accuracy, suggesting that those with more technical knowledge of AI were more confident but less precise in judging their own performance. Using a computational model, we explored individual differences in metacognitive accuracy and found that the Dunning–Kruger effect, usually observed in this task, ceased to exist with AI use. Study 2 (N = 452) replicates these findings. We discuss how AI levels cognitive and metacognitive performance in human–AI interaction and consider the consequences of performance overestimation for designing interactive AI systems that foster accurate self-monitoring, avoid overreliance, and enhance cognitive performance.
AI Assistance Reduces Persistence and Hurts Independent Performance
People often optimize for long-term goals in collaboration: A mentor or companion doesn't just answer questions, but also scaffolds learning, tracks progress, and prioritizes the other person's growth over immediate results. In contrast, current AI systems are fundamentally short-sighted collaborators - optimized for providing instant and complete responses, without ever saying no (unless for safety reasons). What are the consequences of this dynamic? Here, through a series of randomized controlled trials on human-AI interactions (N = 1,222), we provide causal evidence for two key consequences of AI assistance: reduced persistence and impairment of unassisted performance. Across a variety of tasks, including mathematical reasoning and reading comprehension, we find that although AI assistance improves performance in the short-term, people perform significantly worse without AI and are more likely to give up. Notably, these effects emerge after only brief interactions with AI (approximately 10 minutes). These findings are particularly concerning because persistence is foundational to skill acquisition and is one of the strongest predictors of long-term learning. We posit that persistence is reduced because AI conditions people to expect immediate answers, thereby denying them the experience of working through challenges on their own. These results suggest the need for AI model development to prioritize scaffolding long-term competence alongside immediate task completion.
AI Assistance Reduces Persistence and Hurts Independent Performance
People often optimize for long-term goals in collaboration: A mentor or companion doesn't just answer questions, but also scaffolds learning, tracks progress, and prioritizes the other person's growth over immediate results. In contrast, current AI systems are fundamentally short-sighted collaborators - optimized for providing instant and complete responses, without ever saying no (unless for safety reasons). What are the consequences of this dynamic? Here, through a series of randomized controlled trials on human-AI interactions (N = 1,222), we provide causal evidence for two key consequences of AI assistance: reduced persistence and impairment of unassisted performance. Across a variety of tasks, including mathematical reasoning and reading comprehension, we find that although AI assistance improves performance in the short-term, people perform significantly worse without AI and are more likely to give up. Notably, these effects emerge after only brief interactions with AI (approximately 10 minutes). These findings are particularly concerning because persistence is foundational to skill acquisition and is one of the strongest predictors of long-term learning. We posit that persistence is reduced because AI conditions people to expect immediate answers, thereby denying them the experience of working through challenges on their own. These results suggest the need for AI model development to prioritize scaffolding long-term competence alongside immediate task completion.
Misperception of Exponential Growth: Are People Aware of Their Errors?
Previous research shows that individuals make systematic errors when judging exponential growth, which has harmful effects for their financial well-being. This study analyzes how far individuals are aware of their errors and how these errors are shaped by arithmetic and conceptual problems. Whereas arithmetic problems could be overcome using computational assistance like a pocket calculator, this is not the case for conceptual problems, a term we use to subsume other error drivers like a general misunderstanding of exponential growth or overwhelming task complexity. In an incentivized experiment, we find that participants strongly overestimate the accuracy of their intuitive judgment. At the same time, their willingness to pay for arithmetic assistance is too high on average, often much above the actual benefits a calculator provides. Using a multitier system of task complexity we can show that the willingness to pay for arithmetic assistance is hardly related to its benefits, indicating that participants do not really understand how the interplay of arithmetic and conceptual problems shape their errors in exponential growth tasks. Our findings are relevant for policymaking and financial advisory practice and can help to design effective approaches to mitigate the detrimental effects of misperceived exponential growth.
How AI Assistance Affects Human Skill Development: A Study of Learning with Logic Puzzles
While AI assistance can improve human task performance in the short term, it may also undermine the development of skills in the longer term. We examine this tension in a controlled logic-puzzle experiment involving on-demand AI assistance, where participants complete tasks before, during, and after AI is available. By experimentally varying AI request costs, we find that lower-cost assistance induces more frequent AI use. We also find that participants who request AI assistance during the AI-access phase perform worse at the task after assistance is removed, and their subsequent unassisted performance is overestimated when predicted from earlier AI-assisted performance. We use a Bayesian latent ability model to separate initial ability, post-AI ability, and participant-specific skill change, while estimating how independent reasoning during the AI-access phase relates to skill development. The results show that greater independent problem-solving effort is associated with larger gains in latent ability, consistent with the interpretation that skill development is weaker when AI assistance substitutes for independent reasoning.
Thinking—Fast, Slow, and Artificial: How AI is Reshaping Human Reasoning and the Rise of Cognitive Surrender
People increasingly consult generative artificial intelligence (AI) while reasoning. As AI becomes embedded in daily thought, what becomes of human judgment? We introduce Tri-System Theory, extending dual-process accounts of reasoning by positing System 3: artificial cognition that operates outside the brain. System 3 can supplement or supplant internal processes, introducing novel cognitive pathways. A key prediction of the theory is "cognitive surrender"-adopting AI outputs with minimal scrutiny, overriding intuition (System 1) and deliberation (System 2). Across three preregistered experiments using an adapted Cognitive Reflection Test (N = 1,372; 9,593 trials), we randomized AI accuracy via hidden seed prompts. Participants chose to consult an AI assistant on a majority of trials (>50%). Relative to baseline (no System 3 access), accuracy significantly rose when AI was accurate and fell when it erred (+25/-15 percentage points; Study 1), the behavioral signature of cognitive surrender (AI-Accurate vs. AI-Faulty contrast; Cohen's h = 0.81). Engaging System 3 also increased confidence, even following errors. Time pressure (Study 2) and per-item incentives and feedback (Study 3) shifted baseline performance but did not eliminate this pattern: when accurate, AI buffered time-pressure costs and amplified incentive gains; when faulty, it consistently reduced accuracy regardless of situational moderators. Across studies, participants with higher trust in AI and lower need for cognition and fluid intelligence showed greater surrender to System 3. Tri-System Theory thus characterizes a triadic cognitive ecology, revealing how System 3 reframes human reasoning and may reshape autonomy and accountability in the age of AI.
Thinking—Fast, Slow, and Artificial: How AI is Reshaping Human Reasoning and the Rise of Cognitive Surrender
People increasingly consult generative artificial intelligence (AI) while reasoning. As AI becomes embedded in daily thought, what becomes of human judgment? We introduce Tri-System Theory, extending dual-process accounts of reasoning by positing System 3: artificial cognition that operates outside the brain. System 3 can supplement or supplant internal processes, introducing novel cognitive pathways. A key prediction of the theory is “cognitive surrender”—adopting AI outputs with minimal scrutiny, overriding intuition (System 1) and deliberation (System 2). Across three preregistered experiments using an adapted Cognitive Reflection Test (N = 1,372; 9,593 trials), we randomized AI accuracy via hidden seed prompts. Participants chose to consult an AI assistant on a majority of trials (>50%). Relative to baseline (no System 3 access), accuracy significantly rose when AI was accurate and fell when it erred (+25/-15 percentage points; Study 1), the behavioral signature of cognitive surrender (AI-Accurate vs. AI-Faulty contrast; Cohen’s h = 0.81). Engaging System 3 also increased confidence, even following errors. Time pressure (Study 2) and per-item incentives and feedback (Study 3) shifted baseline performance but did not eliminate this pattern: when accurate, AI buffered time-pressure costs and amplified incentive gains; when faulty, it consistently reduced accuracy regardless of situational moderators. Across studies, participants with higher trust in AI and lower need for cognition and fluid intelligence showed greater surrender to System 3. Tri-System Theory thus characterizes a triadic cognitive ecology, revealing how System 3 reframes human reasoning and may reshape autonomy and accountability in the age of AI.
AI Assistance Reduces Persistence and Hurts Independent Performance
Causal evidence that AI assistance reduces persistence and impairs unassisted performance across math reasoning and reading comprehension tasks.
Trust and reliance on AI — An experimental study on the extent and costs of overreliance on AI
Decision-making is undergoing rapid changes due to the introduction of artificial intelligence (AI), as AI recommender systems can help mitigate human flaws and increase decision accuracy and efficiency. However, AI can also commit errors or suffer from algorithmic bias. Hence, blind trust in technologies carries risks, as users may follow detrimental advice resulting in undesired consequences. Building upon research on algorithm appreciation and trust in AI, the current study investigates whether users who receive AI advice in an uncertain situation overrely on this advice — to their own detriment and that of other parties. In a domain-independent, incentivized, and interactive behavioral experiment, we find that the mere knowledge of advice being generated by an AI causes people to overrely on it, that is, to follow AI advice even when it contradicts available contextual information as well as their own assessment. Frequently, this overreliance leads not only to inefficient outcomes for the advisee, but also to undesired effects regarding third parties. The results call into question how AI is being used in assisted decision making, emphasizing the importance of AI literacy and effective trust calibration for productive deployment of such systems.
How AI Impacts Skill Formation
AI assistance produces significant productivity gains across professional domains, particularly for novice workers. Yet how this assistance affects the development of skills required to effectively supervise AI remains unclear. Novice workers who rely heavily on AI to complete unfamiliar tasks may compromise their own skill acquisition in the process. We conduct randomized experiments to study how developers gained mastery of a new asynchronous programming library with and without the assistance of AI. We find that AI use impairs conceptual understanding, code reading, and debugging abilities, without delivering significant efficiency gains on average. Participants who fully delegated coding tasks showed some productivity improvements, but at the cost of learning the library. We identify six distinct AI interaction patterns, three of which involve cognitive engagement and preserve learning outcomes even when participants receive AI assistance. Our findings suggest that AI-enhanced productivity is not a shortcut to competence and AI assistance should be carefully adopted into workflows to preserve skill formation -- particularly in safety-critical domains.
How AI Impacts Skill Formation
AI assistance produces significant productivity gains across professional domains, particularly for novice workers. Yet how this assistance affects the development of skills required to effectively supervise AI remains unclear. Novice workers who rely heavily on AI to complete unfamiliar tasks may compromise their own skill acquisition in the process. We conduct randomized experiments to study how developers gained mastery of a new asynchronous programming library with and without the assistance of AI. We find that AI use impairs conceptual understanding, code reading, and debugging abilities, without delivering significant efficiency gains on average. Participants who fully delegated coding tasks showed some productivity improvements, but at the cost of learning the library. We identify six distinct AI interaction patterns, three of which involve cognitive engagement and preserve learning outcomes even when participants receive AI assistance. Our findings suggest that AI-enhanced productivity is not a shortcut to competence and AI assistance should be carefully adopted into workflows to preserve skill formation -- particularly in safety-critical domains.
Study Finds AI Use Eats Away at Users’ Confidence in Their Own Brains
A new study out of Middlesex University argues that the ultimate effects on an AI users' brain come down to how they use it.
Human + AI in Accounting: Early Evidence from the Field
This paper provides early evidence on the integration and impact of Generative Artificial Intelligence (GenAI) in accounting at both the accountant and task levels. Using a multi-method approach, we first identify the heterogeneous adoption patterns, perceived benefits, and concerns through survey data from 277 accountants, which we formalize into testable predictions. Leveraging field data from a technology firm providing AI-based accounting software to 79 small- and medium-sized enterprises, we analyze hundreds of thousands of transaction-level records. We document significant productivity gains among adopters, including an 18% increase in weekly client support per standard deviation of AI use, with estimates reaching 59% when comparing the highest to lowest usage levels. We also find a reallocation of approximately 9% of accountant time from routine data entry toward high-value tasks. AI use corresponds to improved financial reporting quality, evidenced by a 12% increase in ledger granularity and a 7.5-day reduction in monthly close time. Experienced accountants selectively intervene when AI confidence scores are low, suggesting complementarity between expertise and AI. A framed field experiment shows that accountants sometimes over-rely on inaccurate AI-suggested classifications, illustrating risks of AI use. Overall, our findings highlight AI’s role in potentially augmenting, rather than replacing, professional accounting expertise.
AI systems out-persuade expert humans
Many societal decisions are settled by contests of persuasion. Conversational AI is a powerful new entrant in these contests, but whether it can out-persuade skilled and highly incentivized humans has remained unclear. Here, in a series of four preregistered experiments (n = 18,978 conversations from 6,923 people), we pitted AI systems against a range of human persuaders, including laypeople, winners of a separately preregistered four-round online persuasion tournament, professional canvassers, and world championship debaters. We found that AI systems were reliably more persuasive than expert humans, even when expert humans chose their issues, researched in advance, underwent hours of live, structured practice, and were incentivized with £1,000 cash bonuses. In a follow-up study, AI's advantage persisted after experts received a coaching tool that let them practice against the AI that beat them, review their performance history, and see what AI would have said at key moments. We found converging evidence that AI's advantage stemmed from rapidly deploying larger quantities of information: after coaching, expert humans could tie an AI constrained to respond at human speeds and with human-length messages. In a final study, we show that AI's advantage extends to consequential real-world behavior: AI was nearly 3x more effective than professional canvassers from a UK fundraising firm at raising real-money donations to Save the Children. Together, these results establish that frontier AI systems out-persuade expert humans in conversation, with significant implications for political communication.
Which Economic Tasks are Performed with AI? Evidence from Millions of Claude Conversations
Despite widespread speculation about artificial intelligence's impact on the future of work, we lack systematic empirical evidence about how these systems are actually being used for different tasks. Here, we present a novel framework for measuring AI usage patterns across the economy. We leverage a recent privacy-preserving system to analyze over four million Claude.ai conversations through the lens of tasks and occupations in the U.S. Department of Labor's O*NET Database. Our analysis reveals that AI usage primarily concentrates in software development and writing tasks, which together account for nearly half of all total usage. However, usage of AI extends more broadly across the economy, with approximately 36% of occupations using AI for at least a quarter of their associated tasks. We also analyze how AI is being used for tasks, finding 57% of usage suggests augmentation of human capabilities (e.g., learning or iterating on an output) while 43% suggests automation (e.g., fulfilling a request with minimal human involvement). While our data and methods face important limitations and only paint a picture of AI usage on a single platform, they provide an automated, granular approach for tracking AI's evolving role in the economy and identifying leading indicators of future impact as these technologies continue to advance.
Ditch the niceties in AI prompts to save energy use, say researchers
A UN report warns of the rapid growth in AI energy consumption, but suggests users can improve efficiency by making prompts more concise
