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The Bet On Juniors Just Got Better
Why genies can make hiring juniors more profitable, & what you need to change to get there
Right on Time: How Cash Helps Families Move Through Life's Transitions - Economic Security Project
Executive Summary Over the past decade, more than 250 guaranteed income pilots, programs that provide people with regular cash with no restrictions on how they use it, have run across 40 states and the District of Columbia. That research has revealed many learnings, and this report focuses on one clear takeaway: cash has its largest…
Introducing Sponsorware: How A Small Open Source Package Increased My Salary By $11k in Two Days
<p>After digging deep on SQLite during a pair programming session with a client/friend, I had an idea…</p> <p>About 45 minutes later, a proo...
Is Big Tech's AI Gamble Starting to Look Riskier? - Slashdot
The Washington Post looks at giant tech companies "feeding every available dollar into the cash-incinerating maw of AI machines." They warn "Tech superstars that once had oodles of cash left over at the end of each year are now flipping into the red..." [While optimists expect] huge corporate p...
Artificial intelligence and personal finance
Artificial intelligence (AI) is transforming how consumers access and use financial information, education and advice for personal financial decision making. While consumers’ increasing use of AI tools and AI-generated content for personal finance brings opportunities in terms of accessibility, personalisation and decision making, it also increases risks related to bias, hallucinations, commercial influence, data privacy and exclusion, with uncertain benefits on long-term financial well-being. This policy paper provides policymakers and stakeholders with an overview of current trends, opportunities and risks in the use of AI in personal finance and in the design and delivery of financial education. It also proposes a set of financial literacy competencies to support the use of AI in personal financial decision making.
CanInnovate | Kyle Briggs | Substack
I write about innovation, entrepreneurship, intellectual property, and related policy. I comment on the incentives created by existing policy structures and recommend practical ways to enact positive change. Click to read CanInnovate, by Kyle Briggs, a Substack publication with hundreds of subscribers.
The Tragedy of the Cognitive Commons: How AI Could Disrupt the Regeneration of Professional Expertise
Artificial intelligence is reshaping cognitive work, but Human Resource Development scholarship has treated this transformation as an organizational training challenge, leaving the collective regeneration of professional expertise unexamined. This conceptual paper introduces the Cognitive Commons framework, integrating commons theory, HRD scholarship, and distributed cognition to explain how rational AI adoption decisions can deplete the shared expertise pool professions require for renewal. The framework distinguishes Internalized Mastery (deep domain knowledge from sustained practice) from Distributed Mastery (orchestrating human-AI systems), and develops the Validation Tether: effective AI oversight depends on the expertise AI adoption may undermine. Early labor market and clinical evidence suggests possible disruption to expertise-regeneration pathways in highly AI-exposed sectors, though adoption is recent and the strongest signals come from leading sectors rather than all professions. Five factors determine occupational vulnerability, and governance arrangements may form across organizational, professional-association, and policy levels. The paper reframes expertise development as collective stewardship rather than organizational optimization, with implications for HRD theory and workforce policy.
Chief people officers—and Jamie Dimon—say AI can’t learn ‘human skills.’ The world's youngest self-made billionaires want to prove them wrong | Fortune
What's the price of training an AI to take your job someday (soon)? Mercor has contract gig listings as high as $150 per hour.
The Algebra of Wealth: A Simple Formula for Financial Security by Scott Galloway
A must-have guide to optimizing your life for wealth and success, from bestselling author, NYU p...
Palantir’s billionaire CEO says only two kinds of people will succeed in the AI era: trade workers — ‘or you’re neurodivergent’ | Fortune
Billionaire Alex Karp tells Gen Z to skip elite college degrees, as one-fifth of Fortune 500 companies recruit more neurodivergent talent by 2027.
SJ · Home
I’m a designer and developer by training and trade. I spend most of my spare time reading about business, finance and crypto. If this combination interests you, welcome to my corner of the internet. This is where I share my reading list, investment updates, and software adventures.
How Bad Entrepreneurs Reveal Themselves in the First 5 Seconds of a Pitch
A few simple words is all it takes to figure out a founder’s odds of startup success.
LearnCard - The Lifelong Learning Passport
5 verbs: Issue, Earn, Store, Share, Spend. A universal, open source digital & physical learner wallet that can connect to any system. The Metamask for digital credentials, education, and employment.
A Star Investor's Tale of Risk, Ruin & Reinvention w/ Victor Haghani (RWH071)
Funds that lead pre-seeds — Curated VC Funds
A curated list of investors who write first checks at the earliest stage, backing founders before traction when conviction matters most. View this sheet and more on VC Sheet, where founders find the right investors for their round. Curated by Mat Vogels.
