Under Governor Gavin Newsom's new housing affordability reforms, several state housing financing programs will now be brought together under one roof.
More Housing is Possible: a National Town Hall · Burhan for State Senate
Join Vice Mayor Burhan Azeem and the people behind the Montana Miracle, California’s SB79, and the ROAD to Housing Act to discuss recent wins and what comes next for the housing movement. Speakers will dig into the policy that's moving the needle, the campaigns and organizing that got us here, and how local leadership can turn big ideas into more homes. Expect sharp takes, lively panels, and the collective brainpower of the country's most effective housing advocates in one (virtual) room.
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Coefficient has directed over $4 billion in grants since 2014. Our mission is to help others as much as we can with the resources available to us.
San Francisco cuts affordable housing requirement from 15% to 5%
The San Francisco Board of Supervisors voted to reduce the rate after the city controller warned new housing was too difficult to build.
Liquidity versus Wealth in Household Debt Obligations: Evidence from Housing Policy in the Great Recession
We exploit variation in mortgage modifications to disentangle the impact of reducing long-term obligations with no change in short-term payments ("wealth"), and reducing short-term payments with no change in long-term obligations ("liquidity"). Using regression discontinuity and difference-in-differences research designs with administrative data measuring default and consumption, we find that principal reductions that increase wealth without affecting liquidity have no effect, while maturity extensions that increase only liquidity have large effects. This suggests that liquidity drives default and consumption decisions for borrowers in our sample and that distressed debt restructurings can be redesigned with substantial gains to borrowers, lenders, and taxpayers.
America’s housing was built for a world we no longer live in
The United States is turning 250. Everything we want for the next 50 years starts with fixing housing.
Zohran Mamdani drops video laying out big cuts to New York City spending
New York City Mayor Zohran Mamdani outlined $27 million in municipal spending cuts while vowing to keep residents informed "every step of the way."
Rules of Thumb in Household Savings Decisions: Estimation Using Threshold Regression
The rules of thumb offered by financial advisors regarding how much to hold in liquid reserves vary widely and usually imply far greater sums than low-income ho
The Elusive Cost Savings of the Prefabricated Home
It’s long been believed the constantly rising costs of new home construction, and lackluster improvements in construction productivity more generally, are fundamentally a problem of production methods.
Almost nowhere in California is building enough, according to the state. Here’s why
California ordered cities and counties to plan for 2.5 million new homes by 2030. Only five jurisdictions are on track to hit their numbers.
Communities Across the Nation Want to Add Housing. Which Metropolitan Areas Are Adding the Most?
Between 2020 and 2025, four Texas metropolitan areas—Austin, Dallas, Houston, and San Antonio—accounted for 13.3 percent of total US housing supply growth.
Opinion | One City Might Have Just Cracked the Housing Crisis
A large real estate development in the middle of Vancouver, British Columbia, shows how cities can build more housing.
One condo, hundreds of homes: UHERO study reveals housing ripple effect | University of Hawaiʻi System News
Housing filtering is a process in which new construction sets off a chain of moves that frees up existing homes across the market.
Community Wealth Building — Urban Affairs Review
Scholars of urban politics have long debated the issue of what cities can and should do to promote the economic well-being of their residents. As the of election Zohran Mamdani illustrates, urban residents are increasingly demanding that city governments do more to address the increasingly exorbitant costs of housing, childcare, and transportation. One obvious solution is to raise taxes on the private holders of wealth. By the same token, his election has prompted handwringing on the right about the “inevitable” flight of capital out of New York City. Scholarship that runs the gamut from the public choice school associated with the “city limits” perspective (Peterson 1981) through to Marxian accounts (Logan and Molotch 1987) all recognize that the private ownership of wealth and the mobility of capital puts cities in a bind, especially in a context of highly circumscribed levels of federal urban spending. Though several scholars (Logan and Swanstrom 1990; Kantor and Savitch 1993; Schragger 2016) have demonstrated that cities have greater latitude to promote egalitarian public policies than these perspective allow, few would argue that the deep structural problems of economic and social inequality can be fully resolved by tax-and-spend liberalism (Imbroscio 2010).
Ollama: all aboard open models· Ollama Blog
Serving 8.9 million developers, Ollama has raised $88M from Benchmark, Theory Ventures, 8VC, Y Combinator, and many incredible angel investors.
I Moved to New York to Pay More in Taxes—and I’m Glad I Did
I wasn’t getting the bang for my buck in my red-state redoubt. But if I hadn’t moved, I might never have found out how good it could get.
