







A cutting-edge look at how accelerating financial chang…
The Quiet Rewiring of American Finance
Stablecoins, Treasury markets, and the most significant shift in financial infrastructure that almost nobody is discussing.

Tracers in the dark: the global hunt for the crime lords of cryptocurrency
"A propulsive story of a new breed of investigators who have cracked the Bitcoin blockchain, taking once-anonymous realms of money, drugs, and violence and holding them up to the light Black markets have always thrived in the shadows of society. Increasingly, these enterprises-drug dealing, money laundering, human trafficking, terrorist funding-have found their shadows online. Digital crime lords inhabiting lawless corners of the internet have operated more freely than their analog counterparts could have ever dreamed of. At the heart of their massive conspiracies: cryptocurrency. By transacting not in dollars or pounds but in Bitcoin-a currency with anonymous ledgers, overseen by no government, beholden to no bankers-black marketeers robbed law enforcement for years of their chief method of cracking down on criminal markets, namely, following the money. But what if the centerpiece of this dark economy held a secret, fatal flaw? What if their currency wasn't so cryptic after all? An investigator using the right mixture of technical wizardry, financial forensics, and old-fashioned persistence could crack open an entire world of crime. Men with No Names is a story of crime and consequences unlike any other. With unprecedented access to the major players in federal law enforcement and private industry, veteran cybersecurity reporter Andy Greenberg tells an astonishing saga of criminal empires built and destroyed. He introduces an IRS agent with a defiant streak; a Bitcoin-tracing Danish entrepreneur; and a colorful ensemble of hardboiled agents and prosecutors as they delve deep into the crypto-underworld. The result is a thrilling, globe-spanning story of dirty cops, drug bazaars, sex-abuse rings, and the biggest takedown of an online narcotics market in the history of the internet. This is a cat-and-mouse story and a tale of a technological one-upmanship that's utterly of our time. Filled with canny maneuvering and shocking twists, it answers a provocative question: How would some of the world's most brazen criminals behave if they were sure they could never get caught?"--

Digitalisation in Europe – 2025 edition - Interactive publications - Eurostat
Digital technologies are transforming the world we live and work in. They touch many different aspects of our lives, from everyday tasks like making phone calls and shopping to how businesses and public services operate. Digital transformation is one of the key priorities for the EU. The digital decade initiative sets out the EU targets that will guide digital transformation until 2030.
Digitalisation in Europe – 2025 edition - Interactive publications - Eurostat
Digital technologies are transforming the world we live and work in. They touch many different aspects of our lives, from everyday tasks like making phone calls and shopping to how businesses and public services operate. Digital transformation is one of the key priorities for the EU. The digital decade initiative sets out the EU targets that will guide digital transformation until 2030.
Big Brain Holdings
We are witnessing the early stages of a technological revolution, with blockchain at its core—a shift as impactful as the advent of the internet.

Trust Revolution
Unfiltered conversations with builders, thinkers, and operators in Bitcoin and beyond. Exploring systems we trust, why they work (or don't), and what's next.

Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi
Abstract Digital credit has expanded rapidly in Africa, with opaque loan terms amidst low consumer financial literacy. Rich data from Malawi shows substantial demand for a digital loan with a base interest rate of 10% over 15 days, yet most borrowers are not aware of loan terms, repay late and incur substantial late fees. Regression discontinuity analyses show no evidence that access to small digital loans harms consumers’ perceived well-being. A short, randomised, phone-based financial literacy intervention improved knowledge, but did not increase timely loan repayment and modestly increased loan demand, ultimately increasing the likelihood of ever defaulting.

Systems: How the Ultra-Wealthy Think About Money - Anil Dash
A blog about making culture. Since 1999.

TigerBeetle
The financial transactions database to power the next 30 years of Online Transaction Processing.

Issue 104 – World Tyranny Financial
As the Trump family’s crypto dealings raise more alarms, crypto enforcement is falling to new lows

Time to Act: A Field Experiment on Overdraft Alerts
Despite the growth of digital banking and the rapidly expanding offering of money management applications, a substantial proportion of banking customers still i
Fi Money rolls out AI feature for users' queries on personal finance via ChatGPT, Gemini- Moneycontrol.com
Until now, users relied on generic prompts and manual inputs to use AI tools for financial advice, Fi has replaced this with a structured, consent-driven way to share real financial data, the neo-banking firm's co-founder Sumit Gwalani has said

Tax and the Law of Market Cycles
<p>The signature development in financial regulation over the past two decades has been the macroprudential turn: the recognition that healthy financial conditi
THE 2028 GLOBAL INTELLIGENCE CRISIS
A Thought Exercise in Financial History, from the Future

The Society for Worldwide Interbank Financial Telecommunication (SWIFT): Cooperative governance for network innovation, standards, and community
A PDF version of this book is available for free in open access via www.tandfebooks.com as well as the OAPEN Library platform, www.oapen.org. It has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 3.0 license and is part of the OAPEN-UK research project. This book traces the history and development of a mutual organization in the financial sector called SWIFT, the Society for Worldwide Interbank Financial Telecommunication. Over the last forty years, SWIFT has served the financial services sector as proprietary communications platform, provider of products and services, standards developer, and conference organizer ("Sibos"). Founded to create efficiencies by replacing telegram and telex (or ‘wires’) for international payments, SWIFT now forms a core part of the financial services infrastructure. It is widely regarded as the most secure trusted third party network in the world serving 212 countries and over 10,000 banking organizations, securities institutions and corporate customers. Through every phase of its development, SWIFT has maintained the status of industry cooperative thus presenting an opportunity to study broader themes of globalization and governance in the financial services sector. In this book the authors focus on how the design and current state of SWIFT was influenced by its historical origins, presenting a comprehensive account in a succinct form which provides an informative guide to the history, structure, activities and future challenges of this key international organization. This work will be of great interest to students and scholars in a wide range of fields including IPE, comparative political economy, international economics, business studies and business history.

State of AI 2026 | The Industry-Defining Report
Explore how AI is shaping the digital economy in 2026, with 80+ pages of data on ad spend, app downloads, web behavior, user demographics, and so much more.
