







Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money management tools.
Third Wave (Commercial) Open Source
Commercial Open Source Software (COSS) is an only-loosely-agreed-upon term for businesses built upon selling open source products. COSS has seen two significant waves pass, with a third now emerging. The head of each wave lasts approximately a decade. The tail of each wave extends into the future indefinitely. Each wave subsumes all previous waves. The first wave was characterized by shrinkwrapping and commercial support. Peaking in the mid-1990s, Red Hat was the poster-child of selling support for software written by other people.
WAVE Web Accessibility Evaluation Tools
WAVE® is a suite of evaluation tools that helps authors make their web content more accessible to individuals with disabilities. WAVE can identify many accessibility and Web Content Accessibility Guideline (WCAG) errors, but also facilitates human evaluation of web content. Our philosophy is to focus on issues that we know impact end users, facilitate human evaluation, and to educate about web accessibility.
Manifest Financial | Banking Solutions for Creators
Crafted specifically for creators, streamlining financial management with seamless payments and effortless expense tracking—all in one place.

Google Wave Developer Preview at Google I/O 2009
The Future of Money: How the Digital Revolution Is Tran…
A cutting-edge look at how accelerating financial chang…

Wave - Secure Messaging App
Privacy-first messaging with quantum-level encryption. No signup, fully decentralized, zero tracking.
The Rise of the Silicon Valley Small Business
What you need to know about the next big startup archetype
Description
Ledger Loops revolutionizes invoice clearing by enabling businesses to settle transactions without cash, enhancing cash flow and efficiency in peer-to-peer networks.

Block
Made up of Square, Cash App, Afterpay, TIDAL, Bitkey, and Proto, Block, Inc. builds technology to increase access to the global economy.

Everyday Banking | EQ Bank
With EQ Bank Canada digital banking, you get everyday banking that earns high interest—plus payment options and investment products. Sign up online in minutes.
Payment Processing for High-Risk Businesses | PaymentCloud
Trusted by Fortune 100s and thousands of high-risk merchants, PaymentCloud provides secure payment processing & fast account approval. Apply today.
The small web is beautiful
A vision for the "small web", small software, and small architectures.
The Society for Worldwide Interbank Financial Telecommunication (SWIFT): Cooperative governance for network innovation, standards, and community
A PDF version of this book is available for free in open access via www.tandfebooks.com as well as the OAPEN Library platform, www.oapen.org. It has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 3.0 license and is part of the OAPEN-UK research project. This book traces the history and development of a mutual organization in the financial sector called SWIFT, the Society for Worldwide Interbank Financial Telecommunication. Over the last forty years, SWIFT has served the financial services sector as proprietary communications platform, provider of products and services, standards developer, and conference organizer ("Sibos"). Founded to create efficiencies by replacing telegram and telex (or ‘wires’) for international payments, SWIFT now forms a core part of the financial services infrastructure. It is widely regarded as the most secure trusted third party network in the world serving 212 countries and over 10,000 banking organizations, securities institutions and corporate customers. Through every phase of its development, SWIFT has maintained the status of industry cooperative thus presenting an opportunity to study broader themes of globalization and governance in the financial services sector. In this book the authors focus on how the design and current state of SWIFT was influenced by its historical origins, presenting a comprehensive account in a succinct form which provides an informative guide to the history, structure, activities and future challenges of this key international organization. This work will be of great interest to students and scholars in a wide range of fields including IPE, comparative political economy, international economics, business studies and business history.

Microsoft for Startups | Microsoft
Build fast, scale smart, and sell more with the cutting-edge AI, global customer experience, and deep enterprise experience of Microsoft. Get started today.
Resonant Computing Lab
A movement is quietly gaining momentum. For some time, the Resonant Computing Manifesto circulated among a small circle of technologists and thinkers. Within days of going public, more than 1,200 signatories—including Alan Kay, Peter Wang, Tim O'Reilly, Kevin Kelly and Esther Dyson—joined the call for software that serves human agency.